The Special Enrollment Period (SEP) is currently in effect. *

Individuals who didn’t enroll at the end of 2020 for health insurance coverage for 2021 during Open Enrollment, will need to currently qualify for a Special Enrollment Period to obtain health insurance coverage. A special enrollment period is a window which allows an individual to enroll in an individual health insurance plan outside the annual open enrollment period. Special enrollment is “triggered” by certain qualifying events that are defined by law. In most cases, special enrollment periods last 60 days from the date of the qualifying event.

*Eligible employers who want to provide coverage for their employees may apply for group coverage anytime during the year.

Family at doctors officeHealth insurance is important protection against rising medical costs. Finding a health plan that’s right for you can seem overwhelming with so many options out there. Perhaps you just lost your job or you are self-employed, a part-time employee, or otherwise unable to get group insurance through your job or other organization.

With a wide variety of health care products Farm Bureau Health Services can help you choose a plan that fits your unique needs and your budget. There are many product options to choose from, such as HMOs and PPOs, with more traditional comprehensive benefits or the newer higher-deductible options including those which qualify for Health Savings Accounts.

Getting the right health insurance on your own can be complicated, but PFB Health Services has access to some of the top-rated health insurance carriers in PA.

*Due to the Affordable Care Act Special Open Enrollment Periods May Apply

Knowledgeable. Helpful. Dedicated.

Insurance Companies We Represent

Below is a list of some of the insurance companies we represent:**
• Capital BLUE

• Highmark

• Highmark Blue Cross of Northeast PA

• Independence Blue Cross

**Not all carriers are available in all regions. Please check for availability.